Cookie Policy

This Cookie Policy is issued by Ferreira & Voss Financial Consulting (Pty) Ltd Proprietary Limited (Pty) Ltd, trading as Ferreira & Voss Financial Consulting ("we", "us", "our"), the party responsible for the website at cirelta.site and for the processing of personal information described below in accordance with the Protection of Personal Information Act 4 of 2013 ("POPIA"). Our registered address is 48 Beaufort Road, Quigney, 5201 East London, South Africa. You may contact us at [email protected] or +27 43 496 7627 with any query regarding this policy or our use of cookies.

A. Terms Used in This Policy

Cookie: A small text file placed on your device by a website you visit, used to store information such as preferences, session identifiers, or tracking data.
Necessary cookie: A cookie required for the website to function correctly, such as maintaining a form submission session or enforcing security settings; these cannot be switched off in our systems.
Analytics cookie: A cookie used to collect aggregated, statistical information about how visitors use the site (pages visited, time spent, navigation paths), so that we can improve the site's content and performance.
Marketing cookie: A cookie used to track visitors across the site, or across other websites, for the purpose of building a profile of interests and delivering relevant communications or advertising.
Consent: Your freely given, specific, and informed indication of agreement, obtained through our cookie banner or preference tool, to the placing of non-necessary cookies on your device.
Data subject: The identifiable natural person to whom cookie-derived personal information relates — in this context, a visitor to cirelta.site.

B. Why We Use Cookies

1. Ferreira & Voss Financial Consulting provides independent financial consulting services (Финансовый консалтинг) to clients in South Africa and internationally. Our website exists primarily to describe our services, allow prospective clients to contact us through a contact form, and allow visitors to subscribe to our email newsletter. We use cookies to support these functions, to understand how our site is used, and, where you have consented, to support limited marketing activity.

2. We do not use cookies to collect financial account details, identity numbers, or other sensitive information. Such information, if ever required, would be collected through separate, secure channels and is outside the scope of this policy.

C. Categories of Cookies We Use

1. Necessary Cookies

These cookies are essential for core site functionality, including the operation of the contact form referred to in our Privacy Policy, maintaining basic session integrity, and remembering your cookie consent preferences so we do not ask repeatedly. Because these cookies are strictly required, they are placed automatically and do not require your consent, in line with the "legitimate interests" and "necessary for a lawful purpose connected with a function or activity" grounds recognised under POPIA for processing that is inherent to providing the service you request.

2. Analytics Cookies

These cookies help us understand, in aggregate, how visitors navigate cirelta.site — for example, which pages are viewed, how long visitors remain on the site, and which pages lead to a contact form submission or newsletter sign-up. This information helps us improve our website and better present our consulting services. Analytics cookies are only placed once you have given consent through our cookie banner. You may withdraw this consent at any time as described in Section E below.

3. Marketing Cookies

Where enabled and consented to, marketing cookies may be used to measure the effectiveness of communications sent to email subscribers, or to avoid showing repetitive promotional content to the same visitor. We do not currently run third-party advertising campaigns using these cookies, but we retain the category so that visitors' consent choices remain accurate should this change. Marketing cookies are never placed without your prior, explicit consent.

D. Cookies and Related Technologies in Context

1. Contact form. When you complete our contact form, a necessary session cookie may be used to preserve your entered data if the page reloads (for example, following a validation error) and to protect the form against automated abuse. The personal information you submit through the form (such as your name, email address, and message) is processed under our Privacy Policy, not this Cookie Policy, but the underlying session cookie is described here for completeness.

2. Email subscription. Subscribing to our newsletter does not itself require a cookie beyond the necessary cookie confirming your consent choices; however, if you interact with links in our emails that direct you back to cirelta.site, analytics or marketing cookies (if consented to) may record that visit for the purposes described above.

E. Managing Your Consent

1. On your first visit to cirelta.site, you are presented with a cookie banner allowing you to accept all cookies, reject all non-necessary cookies, or configure your preferences by category (necessary, analytics, marketing).

2. You may change your preferences at any time by returning to the cookie settings tool, typically accessible via a link in the site footer, or by clearing your browser's stored cookies for cirelta.site, which will cause the banner to reappear on your next visit.

3. Most browsers also allow you to block or delete cookies generally through their settings. Please note that blocking necessary cookies may impair the functioning of our contact form and other site features.

4. Withdrawing consent does not affect the lawfulness of processing carried out before withdrawal.

F. Retention of Cookie Data

1. Necessary cookies are generally retained for the duration of your browsing session or, in the case of consent-preference cookies, for up to twelve months, after which you will be asked to confirm your preferences again.

2. Analytics cookies are typically retained for periods ranging from thirty days to twenty-six months, depending on the specific tool used, after which the data is either deleted or anonymised.

3. Marketing cookies, where used, are retained only for as long as necessary to fulfil the purpose for which consent was given, and in any event not longer than thirteen months.

G. Your Rights Under POPIA

1. As a data subject, you have the right to be notified of the collection of your personal information, to access it, to request its correction or deletion, to object to its processing, and to withdraw consent at any time, all without prejudice to the lawfulness of prior processing.

2. To exercise any of these rights in relation to cookie data, or to lodge a query or complaint, please contact us at [email protected] or +27 43 496 7627. You may also lodge a complaint with the Information Regulator of South Africa if you believe your rights under POPIA have been infringed.

H. Changes to This Policy

We may update this Cookie Policy from time to time to reflect changes in the cookies and technologies we use or in applicable law. The current version will always be available at cirelta.site/cookies. This policy was last updated in 2026.

I. Contact Us

For any questions about this Cookie Policy, please contact Ferreira & Voss Financial Consulting (Pty) Ltd Proprietary Limited (Pty) Ltd, trading as Ferreira & Voss Financial Consulting, at 48 Beaufort Road, Quigney, 5201 East London, South Africa, by email at [email protected], or by telephone at +27 43 496 7627.